According to issued regulations, money transfer transactions of over 10 million VND/time or less than 10 million VND/time but the total amount of daily transactions is 20 million VND or more need to use biometrics for authentication. Therefore, BIDV Bank has provided biometric authentication settings on the application for customers to perform. All transactions on BIDV SmartBanking using biometrics are secure, safe, and faster. Below are instructions for setting up biometrics on BIDV SmartBanking.
How to set up biometrics on BIDV SmartBanking
Step 1:
Log in to your BIDV SmartBanking application account and click setup Biometric settings in the Services section on the main interface of the application.
Step 2:
Next you Fill in all information then select The minimum limit applied by biometrics is 10,000 VND then press Install and collect below to do so. Then you Enter OTP code to proceed further.
Step 3:
Switch to the new user interface Select the type of document to verify. Then we take a photo of both sides of the CCCD with full information and take a clear photo so the application can read it.
Note, we will have to use a device with NFC technology to read information on the chip-embedded CCCD.
Step 4:
Continue Take a photo of your face for authentication. You hold the camera up according to the instructions displayed on the screen.
When both the process of capturing personal documents and facial authentication is completed, the biometric authentication method on BIDV SmartBanking is completed.
How to authenticate transactions using biometrics on BIDV SmartBanking
Step 1:
Customers enter transaction information as usual (amount, recipient information, receiving bank…)
Step 2:
Applicable to transactions that exceed the threshold prescribed by the State Bank of Vietnam, the BIDV SmartBanking application will turn on the phone camera to authenticate the customer's face image.
Step 3:
Enter the Smart/SMS OTP code sent to your phone to complete the transaction on BIDV SmartBanking.